Kiss — this was written on a teammate’s basketball shoe. It has stuck with me throughout my life. It stands for Keep It Simple Stupid. I’ve often thought about why there is so much complexity in life. Personal finance can be a complex topic – Interest rates, student loans, taxes, expenses, investments, etc. The list […]
What a Kiss Can Teach You About Finance? Read More »
As I sit at my desk writing, we are awaiting the results from the last run-off election in Georgia to decide who will control the U.S. Senate. If the Democrat candidate wins, we will have a unified government – meaning Democrats will control the Senate, House of Representatives, and Presidency. If Republicans win, Congress will
What Happens When One Party Has Control? Read More »
“We make our choices, then our choices make us.” – Anonymous Think you are not financially where you should be? There are no quick or easy roads. You have 2 levers to pull from. a) You can increase your income or b) Save more of your income However, making more will not equate
Pull One of the Two Levers Read More »
I know what you are thinking… Are people really walking around exchanging what looks like made-up coins? (See picture above) No, this currency is not held in a leather wallet or purse. It is held in a digital wallet. Today Bitcoin has surpassed the $20,000 milestone. Why has Bitcoin become popular? To be able to
In the spring of 2019, I planned a trip to Iceland, England, and Spain. To plan a trip, I always start with creating a google doc denoting the flight times, lodging, rental car, and what to do. This is not a comprehensive schedule, I like to say this is the bones of the plan. Challenges
When A Plan Should Be Changed? – Story Time Read More »
At the start of this year, I made the goal to join the 1000lb club. That is being able to bench press, squat, and deadlift a combined 1000lbs of weight. It is no easy feat, reaching goals can be hard. Being a tall and skinny person has its advantages but not in weight lifting. Longer
What Lifting 1000lbs Can Teach You About Goals? Read More »
It feels good to have company stock. Your employer values your work and you feel like you are being a team player. Some of the most common employer programs are: Employee Stock Purchasing Plan (ESPP): Typically will allow employees to purchase company stock at a discount through payroll deductions
Why Should I Sell My Company Stock? Read More »
You are starting a new position and your company has offered you Restricted Stock Units. More and more public companies are in favor of granting their employees this type of stock-based compensation. RSUs hypothetically keep employee retention high, align employees with shareholders, and allow recipients the ability to participate in company success. What are
Golden Handcuffs: When Should I Sell My RSUs? Read More »
We haven’t seen a pandemic like this since the flu pandemic of 1918. Most of us, likely have never had our lives as disrupted as they are now. Virtual meetings, 6 ft social distancing, and canceled future travel plans have all affected us. The novel coronavirus COVID-19 has caused many people to understandingly questioning their
4 Financial Steps to take during Natural Disasters Read More »